Credit Monitoring Requirement

All clients must purchase and maintain active credit monitoring at $24.99/month (separate from the service fee). Clients who cancel or downgrade their monitoring service will be suspended from the program until the service is reinstated.

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Onboarding Process

Complete onboarding within 48 hours to start services. All documents must be uploaded, and credit monitoring must be activated. Failure to complete onboarding within 48 hours will result in automatic cancellation and loss of portal access. For technical issues, contact us at sales@galoresolutionsinc.com.

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Onboarding/Administrative Fee

A one-time, non-refundable administrative fee will be charged after enrolling. This fee covers the credit audit and document processing (not credit repair services). The fee may vary based on the service plan you select.

Your monthly service fee for ongoing credit repair services will begin in the next billing cycle after the onboarding process is completed. Service cycles may vary depending on the plan you select, including monthly, every 2 months, every 3 months, or annually.

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Billing Information

• First Payment: Upon enrollment, you will be charged a one-time, non-refundable administrative fee that covers the credit audit and document processing (not credit repair). The amount of the administrative fee depends on the service plan you select.

• Subsequent Payments: Starting the following cycle, you will be charged a service fee based on your selected plan. Payment cycles may be monthly, every 2 months, every 3 months, or annually, depending on the service plan you choose.

Note: All payments are processed automatically. If payment fails after two attempts, your account will be suspended until payment is received.

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Cancellation Policy

Services are billed in arrears (after services are rendered) based on the payment cycle selected (monthly, every 2 months, every 3 months, or annually).

To cancel, you must submit your request at least 3 days before your next billing cycle. If cancellation is requested after the deadline, the next payment will be processed, but only for services already provided up to the cancellation date.

• If you cancel before the deadline, no further payments will be processed, and you will only be charged for services rendered up until the cancellation date.

• If you cancel after the deadline, the next payment will be processed, but you will only be charged for the services that have been rendered up until your cancellation date. Any remaining funds will not be charged.

To cancel, you may either:

• Log into your client portal and submit a cancellation request.

• Email us at sales@galoresolutionsinc.com with your request.

                                   Disclaimer

There is no guarantee that negative items will be removed from your credit report. By law, we cannot promise or guarantee the removal of negative or derogatory accounts. Credit repair outcomes depend on many factors, including the client’s cooperation, the nature of their credit history, and the actions of creditors and credit bureaus.